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SIDE MICRO CREDIT is a non-bank financial institution established to offer a complete range of business focused financial solutions and consultancy services. We offer financial products custom-made for institutional and private client’s financial empowerment..

who we are

The firm is established to constitute a well- structured financial intermediary which is at a pivotal position to work for the exceptional growth of the funds of individuals and corporate bodies needing an opportunity to grow their wealth. Simultaneously, SIDE MICRO CREDIT aims to make funds available for individuals and institutions desiring funds to expand and grow their business (es) or solve pressing personal monetary needs.

It is the firm’s objective to provide a world class researched and innovative financial solution that drive growth of business (es) and better the lives of individual(s) while contributing its quota to the community and National economy as a whole.

SIDE MICRO CREDIT understands the needs of MSMEs on critical business areas needed for exponential growth and development thus upon this we have developed effective and efficient business solutions tailor-made to solve persisting challenges of MSMEs and propel them to succeed in fast developing economy.

Our mission

To provide a tailor-made customer centered service to each client for utmost customer satisfaction.

Our vision

To become a role model financial institution setting the best standards for better practices in any market we find ourselves for the financial empowerment of our clients.

meet the team

Eli Kittoe

Managing Partner
Eli is a graduate with a degree in BSc. Business Administration and an Accounting Option from Central University College Ghana. He holds a certificate of Competence from the National Banking College as a Certified Credit Administrator. In addition, he has obtained a lot of knowledge through training programs on microfinance accounting and reporting.

Over the past few years, he has worked with a couple of banks and financial institutions that grounded his experience in the business of financial intermediation. These institutions include GT Bank Ghana Ltd, Microfinance and Small Loans Centre (MASLOC) and National Investment Bank Ghana Ltd. He brings on board a vast array of knowledge and skills to meet utmost customer satisfaction the financial industry. Eli is a Credit Analyst by profession and a co-founder of Side Micro Credit.

Daniel Ofori-Anom

Managing Partner
Through a series of Human Resource related positions held over time in different organizations, he has learnt to hone his craft diligently and effectively. Among the companies where he worked, include Merton International School, Accra, 37 Military Hospital, Electricity Company of Ghana and Council for Scientific Industrial Research.

Daniel holds a degree in BSc. Human Resource Management from Central University College Ghana, an advanced certificate in General Management and Project Management from the Graduate School of Governance and Leadership and a certificate of Competence in Micro Small and Medium Enterprises (MSMEs) from the National Banking College.

Daniel is a co-founder of Side Capital. As the head of Operations and HR, he brings on board an extensive array of knowledge and experience to head the core operational functions of the firm as well as helping build a strong customer base for business success.

Bahjat Jabakhanji


Over the past few years, Bahjat has been exploring new businesses, developing start-ups as well as investments in enterprising business ideas.

He has an extensive customer service relation, which he garnered from his unmatched experience working in Fame Jewellery, a family business that has been in existence for nearly four decades.

Additionally, Bahjat served as a General Manager at Ashcell Ghana Ltd where he oversaw the general day to day operations geared towards foreseeable mission and vision statements of the company.

He brings onboard a Bsc. In Business Administrations with the option of Management Studies acquired from the prestigious University of Coventry Middleton (UK). Bahjat is a Partner of Side Micro Credit.

Isaac Dwimoh Opoku

Isaac holds a degree in Bcs. Land Economy from KNUST, Kumasi, an Advance Diploma in Project Management from Institute of Commercial Management. (ICM-UK) and a certificate in Securities Industry Course from the Ghana Stock Exchange. He is also a student member of the Chartered Institute of Bankers-Ghana and professional trainee member of the Ghana Institution of Surveyors.

Isaac served as an assistant valuer at Ben Dwimoh and Co., a firm of chartered surveyors valuers and international property consultants. His duties included real estate investment appraisal and advisory service as well as undertaking valuation of properties for the assessment of loan facilities for customers of the various financial institutions in Ghana.

He is also a co-founder and presently the portfolio manager of Cedi Sika Investment Club, an association of young entrepreneurs that is into the education of its members in finance, entrepreneurship and investment.